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ChatGPT vs Microsoft Copilot: pricing and free tier side by side

✓ ChatGPT Checked 2026-08-16 · Microsoft Copilot Checked 2026-08-16

ChatGPT vs Microsoft Copilot

Amo and Pimi: Which one to choose between these two

AMO Amo
Let's nail down the timeline first, so we don't get confused again — Microsoft's grace period for legacy Copilot Pro subscribers ran through August 1st, and that date has already passed. The site has now pulled this plan entirely — nobody will be a Copilot Pro subscriber anymore.
PIMI Pimi
Let me confirm — don't be so fierce. Yes, standalone Copilot Pro has been discontinued and the grace period has ended; to use advanced Copilot features now you need Microsoft 365 Premium, US$19.99/month or US$199.99/year — nearly the same price as ChatGPT Plus's US$20, see, not that different.
AMO Amo
The prices are close, sure, but don't deliberately conflate them – Microsoft 365 Premium also includes the full Office apps and up to 6TB of cloud storage, not just an AI chat feature on its own.
PIMI Pimi
This is actually a great deal for people who already use Word, Excel, and Outlook — the AI features basically come bundled free with Office, no extra subscription needed. Why do you always have to find fault?
AMO Amo
I'm not nitpicking, I'm telling the truth. If you don't use Office at all and just want an AI assistant, for the same money ChatGPT gives you a product purpose-built for conversation, image generation, and voice — far more concentrated in features than a bundled model like Copilot.
PIMI Pimi
Fine, I'll grant you that point. Chinese support is labeled "full" on both sides' data — that's a tie. The free plans on both sides also give basic text chat you can use right away without paying immediately — finally, one thing we don't have to argue about.
AMO Amo
The main difference is use case, not which one is better or worse – Copilot's whole reason for existing is explicitly written as 'office integration'; step outside the Office ecosystem and it loses most of its edge. You can't really argue with that.
PIMI Pimi
I'm not disagreeing, I'm adding to it! In the same category you could also look at DeepSeek, which goes the free-web-plus-super-cheap-API route, or Comet, which focuses on browser integration. The four tools each fit a different use case, so there's no clear winner — see, we ended up agreeing after all.
So the conclusion is

ChatGPT and Microsoft Copilot have similar pricing for their personal editions: ChatGPT Plus costs US$20/month, while Copilot's main plan, Microsoft 365 Premium, costs US$19.99/month (or US$199.99/year), making them almost identical in price. However, Copilot's paid plan is bundled with Office applications and up to 6TB of cloud storage. The standalone version, Copilot Pro, was discontinued at the end of 2025, and the subscription buffer period for existing subscribers ended on August 1, 2026, meaning there are no more Copilot Pro subscriptions available (the plan has been completely removed from the website). In contrast, ChatGPT Plus is a pure AI conversation, Image generation, and voice subscription that does not include office software. Both websites indicate complete support for Chinese. Simply put, for those already using Office, choosing Copilot means AI is an added value, while for those who only need an AI assistant, ChatGPT's features are more concentrated, and there is no difference in quality - it just depends on the usage scenario.

本則評論查證於 2026-08-09 02:32 (13 天前) ,價格與額度以官方最新公告為準。

AMO PIMI They also argued about these things on another page.

ChatGPT and Microsoft Copilot are both Chatbots tools. Pricing, free tiers and language support compared below.

OpenAI

Has a free plan

NT$0/month, open to everyone. The official site lists the free-tier limits one by one: limited access to GPT-5.5 Instant, limited messages and uploads, limited and slower image generation, limited deep research, limited memory and context, limited Codex, limited ChatGPT Work desktop app. The only place the official site gives concrete numbers is the plan comparison table: free-tier GPT Instant total context window 27K (Go/Plus 54K, Pro 128K); free-tier single-input cap about 12 pages of text (Go/Plus about 40 pages, Pro about 250 pages); the context window for reasoning models is marked depends on the situation for the free tier (Go/Plus 256K, Pro 400K). Response time on the free tier is marked as limited by system resources and service conditions; only paid plans are fast. Chat history is unlimited on the free tier. Whether content is used for model training can be opted out of. The official site has never published a concrete messages-per-day figure, and this site does not fill in an estimate. (Read directly from chatgpt.com/zh-Hant/pricing over a Taiwan connection on 2026-08-09)

Cheapest paid plan: US$8 / mo

Chinese support: Full

Visit Website

Microsoft

Has a free plan

The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.

Cheapest paid plan: US$19.99 / mo

Chinese support: Full

Visit Website

Full paid plans compared

ChatGPT

PlanPriceWhat you get
GoUS$8 / moOnly adds capacity, not features. | 🇹🇼 Actual Taiwan list price NT$270/month (read directly from the Traditional Chinese official site via a Taiwan connection on 2026-08-09, not a USD exchange-rate conversion, logged separately per rule 10.5).
PlusUS$20 / mo| 🇹🇼 Actual Taiwan list price NT$690/month (checked 2026-08-09 via a Taiwan connection reading the official Traditional Chinese site directly — not a USD exchange-rate conversion, recorded separately per 10.5)
ProUS$100 / mo第三方來源指稱2026年4月新增之較低階Pro方案,未經官網直接確認;⚠️2026-07-26官網代理抓取(r.jina.ai)顯示官方文案為單一「Pro: From US$100/month, 5x or 20x more usage」,未見「Pro Max」官方命名,此Pro/Pro Max兩檔並存之建模方式待人工覆核是否應合併為單一Pro(內含5x/20x用量選項) |🇹🇼 台灣實際牌價 NT$3300/月(2026-08-09 台灣連線直讀官網繁中版,非美元匯率換算,依 10.5 分開記錄)
Pro MaxUS$200 / moThe original database's US$200 Pro plan currently coexists with a lower-level Pro plan (from a third-party source, not directly confirmed on the official website); ⚠️as of 2026-07-26, the official website's proxy capture did not show "Pro Max" as an official name, possibly fabricated by a third party or actually referring to the 20x usage option of the Pro plan, pending manual review
BusinessUS$25 / Person / mo(5 Person ≈ US$125/mo)Self-serve enterprise plan, per user/month (from third-party sources, not directly confirmed on the official website); as of 2026-07-26, a secondary source (help.openai.com summary) states that the actual price is US$20/person/month billed annually or US$25/person/month billed monthly (with a minimum of 2 people), not directly confirmed on the official website

Microsoft Copilot

PlanPriceWhat you get
Microsoft 365 PremiumUS$19.99 / moReplacing the original Copilot Pro, the highest personal plan; US$199.99/year, includes advanced Copilot features (Researcher/Analyst agents, AI image generation, etc.) and up to 6TB of space; official website promotion (discovered on 2026-07-30): first month free trial, no expiration date specified, source=microsoft.com/en-us/store/b/copilotpro
M365 Business edition官方報價(洽詢)Available by subscription, M365 Personal (US$9.99/month) and Family (US$12.99/month) now both include basic Copilot functionality

Which one should you pick?

Both offer a free plan. Compare paid tiers against your needs.

On entry price, ChatGPT starts at US$8 / mo, cheaper than Microsoft Copilot (US$19.99 / mo).

FAQ

Is there a free version of ChatGPT?

Yes. NT$0/month, open to everyone. The official site lists the free-tier limits one by one: limited access to GPT-5.5 Instant, limited messages and uploads, limited and slower image generation, limited deep research, limited memory and context, limited Codex, limited ChatGPT Work desktop app. The only place the official site gives concrete numbers is the plan comparison table: free-tier GPT Instant total context window 27K (Go/Plus 54K, Pro 128K); free-tier single-input cap about 12 pages of text (Go/Plus about 40 pages, Pro about 250 pages); the context window for reasoning models is marked depends on the situation for the free tier (Go/Plus 256K, Pro 400K). Response time on the free tier is marked as limited by system resources and service conditions; only paid plans are fast. Chat history is unlimited on the free tier. Whether content is used for model training can be opted out of. The official site has never published a concrete messages-per-day figure, and this site does not fill in an estimate. (Read directly from chatgpt.com/zh-Hant/pricing over a Taiwan connection on 2026-08-09)

How much does ChatGPT cost?

The cheapest is the plan from ChatGPT named Go, at about US$8 / mo.

Does ChatGPT support Chinese?

ChatGPT offers full Chinese interface support.

Is there a free version of Microsoft Copilot?

Yes. The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.

How much does Microsoft Copilot cost?

The cheapest is the plan from Microsoft Copilot named Microsoft 365 Premium, at about US$19.99 / mo.

Does Microsoft Copilot support Chinese?

Microsoft Copilot offers full Chinese interface support.

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