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ChatGPT vs Microsoft Copilot: pricing and free tier side by side

✓ ChatGPT Checked 2026-09-08 · Microsoft Copilot Checked 2026-10-07

ChatGPT vs Microsoft Copilot

🌙 PIMI in one lineBoth have free plans; try each first

AMO PIMI They also argued about these things on another page.

ChatGPT and Microsoft Copilot are both Chatbots tools. Pricing, free tiers and language support compared below.

OpenAI

Has a free plan

Free plan NT$0 per month for everyone (read directly from chatgpt.com/zh-Hant/pricing from Taiwan on 2026-09-25). The official list: unlimited GPT-5.6 Luna text chat (since August 2026; abuse rules still apply), limited messages and uploads, limited voice chat, limited and slower image generation, limited deep research, limited memory and context, limited Codex, limited desktop ChatGPT Work. The comparison table: free GPT Instant context window 27K (Go/Plus 54K, Pro 128K); single input about 12 pages of text (Go/Plus about 40 pages, Pro about 250 pages); reasoning context 'varies' on free (Go/Plus 256K, Pro 400K). Response time on free is 'limited by system resources'; paid plans are 'fast'. Chat history is unlimited on free. Training on your content can be opted out. Text chat is now unlimited; how many tool uses, uploads or images per day is not published, and we do not estimate it.

Cheapest paid plan: US$8 / mo

Chinese support: Full

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Microsoft

Has a free plan

The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.

Cheapest paid plan: US$19.99 / mo

Chinese support: Full

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Full paid plans compared

ChatGPT

PlanPriceWhat you get
GoUS$8 / moEverything in Free, plus more messages when using tools, more uploads and image generation, more voice, and longer memory; comparison table: GPT Instant context 54K (free 27K), single input about 40 pages (free about 12); the official page notes this plan may include ads | Taiwan price NT$270/month (read directly from the Traditional Chinese official page from Taiwan on 2026-09-25, not a currency conversion)
PlusUS$20 / mo| 🇹🇼 Actual Taiwan list price NT$690/month (checked 2026-08-09 via a Taiwan connection reading the official Traditional Chinese site directly — not a USD exchange-rate conversion, recorded separately per 10.5)
ProUS$100 / moA third-party source mentioned that a lower-tier Pro plan was added in April 2026, but this has not been directly confirmed on the official website; ⚠️as of 2026-07-26, the official website agent (r.jina.ai) shows the official description as a single "Pro: From US$100/month, 5x or 20x more usage", without any mention of "Pro Max", and it remains to be manually reviewed whether this Pro/Pro Max two-tier model should be merged into a single Pro plan (with 5x/20x usage options) | 🇹🇼 The actual price in Taiwan is NT$3300/month (as of 2026-08-09, directly read from the official website's Traditional Chinese version in Taiwan, not converted from USD, recorded with a decimal point of 10.5)
Pro MaxUS$200 / moThe original database's US$200 Pro plan currently coexists with a lower-level Pro plan (from a third-party source, not directly confirmed on the official website); ⚠️as of 2026-07-26, the official website's proxy capture did not show "Pro Max" as an official name, possibly fabricated by a third party or actually referring to the 20x usage option of the Pro plan, pending manual review
BusinessUS$25 / user / mo (5 user ≈ US$125/mo)Self-serve enterprise plan, per user/month (from third-party sources, not directly confirmed on the official website); as of 2026-07-26, a secondary source (help.openai.com summary) states that the actual price is US$20/person/month billed annually or US$25/person/month billed monthly (with a minimum of 2 people), not directly confirmed on the official website

Microsoft Copilot

PlanPriceWhat you get
Microsoft 365 PremiumUS$19.99 / moReplacing the original Copilot Pro, the highest personal plan; US$199.99/year, includes advanced Copilot features (Researcher/Analyst agents, AI image generation, etc.) and up to 6TB of space; official website promotion (discovered on 2026-07-30): first month free trial, no expiration date specified, source=microsoft.com/en-us/store/b/copilotpro
M365 Business editionOfficial quote (upon inquiry)Available by subscription, M365 Personal (US$9.99/month) and Family (US$12.99/month) now both include basic Copilot functionality

Which one should you pick?

Both offer a free plan. Compare paid tiers against your needs.

On entry price, ChatGPT starts at US$8 / mo, cheaper than Microsoft Copilot (US$19.99 / mo).

FAQ

Is there a free version of ChatGPT?

Yes. Free plan NT$0 per month for everyone (read directly from chatgpt.com/zh-Hant/pricing from Taiwan on 2026-09-25). The official list: unlimited GPT-5.6 Luna text chat (since August 2026; abuse rules still apply), limited messages and uploads, limited voice chat, limited and slower image generation, limited deep research, limited memory and context, limited Codex, limited desktop ChatGPT Work. The comparison table: free GPT Instant context window 27K (Go/Plus 54K, Pro 128K); single input about 12 pages of text (Go/Plus about 40 pages, Pro about 250 pages); reasoning context 'varies' on free (Go/Plus 256K, Pro 400K). Response time on free is 'limited by system resources'; paid plans are 'fast'. Chat history is unlimited on free. Training on your content can be opted out. Text chat is now unlimited; how many tool uses, uploads or images per day is not published, and we do not estimate it.

How much does ChatGPT cost?

The cheapest is the plan from ChatGPT named Go, at about US$8 / mo.

Does ChatGPT support Chinese?

ChatGPT offers full Chinese interface support.

Is there a free version of Microsoft Copilot?

Yes. The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.

How much does Microsoft Copilot cost?

The cheapest is the plan from Microsoft Copilot named Microsoft 365 Premium, at about US$19.99 / mo.

Does Microsoft Copilot support Chinese?

Microsoft Copilot offers full Chinese interface support.

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