Claude vs Microsoft Copilot: pricing and free tier side by side
✓ Claude Checked 2026-08-22 · Microsoft Copilot Checked 2026-08-16
Claude vs Microsoft Copilot
Amo and Pimi: Which one to choose between these two
Amo
Claude vs. Microsoft Copilot — now that's a real head-to-head! Both are chat-style AI. Looking at the free plans first: Claude's free plan gives a rolling quota every 5 hours, and Copilot's web version basic chat is also free.
Pimi
The paid-plan difference is even more interesting — Copilot Pro has been discontinued, it's now called Microsoft 365 Premium, US$19.99/month or US$199.99/year, and it includes 6TB of cloud storage plus the full Office apps, which sounds like a great deal.
Amo
Right, the 2026-08-01 grace period has ended — all former Copilot Pro subscribers have been migrated to M365 Premium. The Copilot Pro page is now nowhere to be found on the Microsoft Store, and we've removed it from this site too.
Pimi
So Claude Pro is US$20/month (US$17/month billed annually) — comparing subscription fees alone, that's actually very close to M365 Premium's US$19.99, less than a dollar apart.
Amo
The prices are close, that's true, but what you get is completely different — M365 Premium's US$19.99 bundles in Word/Excel/PowerPoint plus 6TB of storage, while Claude's US$20 only buys AI chat and a small amount of Claude Code quota.
Pimi
So for someone who already uses Office and wants to call AI directly within documents, Copilot's added value bundled into M365 is clearly higher — same money, but you also get the office software and storage on top!
Amo
But for people writing long-form content, debugging, handling complex logic, or using engineering tools like Claude Code, that's a depth Claude offers that isn't Copilot's main focus — don't let the extra perks distract you.
Pimi
There are also ChatGPT, Grok, and DeepSeek in the market to compare — each has different free quotas and subscription fees — but this time let's just focus on this Claude-vs-Copilot pairing, that's enough.
Amo
Chinese support is listed as full on both sides — that's a tie; the main difference is Copilot is tied to the Windows/Office ecosystem, while Claude goes the standalone-subscription route.
Pimi
Let me wrap it up then: for people who already heavily use Office, M365 Premium is worthwhile; if you just want one good AI brain, a standalone Claude subscription is more focused.
So the conclusion is
Claude and Microsoft Copilot are both chat-type AI, with similar subscription fees: Claude Pro costs US$20/month (approximately US$17/month when paid annually), while Copilot is now integrated into Microsoft 365 Premium, which costs US$19.99/month (or US$199.99/year). Both free versions offer basic quotas and complete Chinese support. The difference lies in "what you get": M365 Premium offers the full Office application suite and 6TB of cloud storage at the same price point, making it suitable for users already reliant on the Office ecosystem. In contrast, Claude's subscription fee simply provides quotas for AI conversations and engineering tools (Claude Code), making it suitable for users who need in-depth writing or coding collaboration. Other similar options to consider include ChatGPT, Grok, and DeepSeek, which can be compared based on specific needs.
本則評論查證於 2026-08-09 02:32
（13 天前）
，價格與額度以官方最新公告為準。
They also argued about these things on another page.
The quota is calculated based on a rolling 5-hour usage window (not simply resetting at a fixed number every day), and general conversations can be used for around 10-20 times, excluding Claude Code.
The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.
Per seat, with annual payment discounted to US$20/seat/month; requires a team of 2-150 people
Team Premium
US$125 / Person / mo（5 Person ≈ US$625/mo）
per seat, yearly payment reduced to US$100/seat/month, 5 times the usage
Enterprise
US$20 / Person / mo（5 Person ≈ US$100/mo）
The official website has added a new plan (discovered on 2026-07-26, previous data was incomplete): starting at $ per seat/month, only annual payment is available, with additional usage fees; includes SCIM, audit logs, and optional HIPAA compliance.
Microsoft Copilot
Plan
Price
What you get
Microsoft 365 Premium
US$19.99 / mo
Replacing the original Copilot Pro, the highest personal plan; US$199.99/year, includes advanced Copilot features (Researcher/Analyst agents, AI image generation, etc.) and up to 6TB of space; official website promotion (discovered on 2026-07-30): first month free trial, no expiration date specified, source=microsoft.com/en-us/store/b/copilotpro
M365 Business edition
官方報價（洽詢）
Available by subscription, M365 Personal (US$9.99/month) and Family (US$12.99/month) now both include basic Copilot functionality
Which one should you pick?
Both offer a free plan. Compare paid tiers against your needs.
On entry price, Microsoft Copilot starts at US$19.99 / mo, cheaper than Claude (US$20 / mo).
FAQ
Is there a free version of Claude?
Yes. The quota is calculated based on a rolling 5-hour usage window (not simply resetting at a fixed number every day), and general conversations can be used for around 10-20 times, excluding Claude Code.
How much does Claude cost?
The cheapest is the plan from Claude named Pro, at about US$20 / mo.
Does Claude support Chinese?
Claude offers full Chinese interface support.
Is there a free version of Microsoft Copilot?
Yes. The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.
How much does Microsoft Copilot cost?
The cheapest is the plan from Microsoft Copilot named Microsoft 365 Premium, at about US$19.99 / mo.
Does Microsoft Copilot support Chinese?
Microsoft Copilot offers full Chinese interface support.
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